Edwin Sikini

Have you ever stopped to think about how strange money has become? A few decades ago, wealth was something you could physically hold. Cash sat in wallets. Savings sat in bank vaults. Transactions required physical presence. Today, millions of shillings move across the world every second without anyone touching a single note. Nowhere is this transformation more visible than in Kenya.

While much of the world was still debating digital payments, Kenyans were already sending money through phones. That same culture of digital trust helped create one of Africa's most active crypto markets.

Today, an estimated 6 million Kenyans have interacted with crypto. Annual transaction volumes are measured in trillions of shillings. Kenya has consistently ranked among the world's most active peer-to-peer crypto markets.